The Critical Illness (CI) Plan is designed to pay you a lump sum of money immediately if you are diagnosed with certain major illnesses, like cancer, heart attack, stroke, coma, major organ failure, permanent paralysis, end kidney failure or coronary artery bypass. Keep in mind that these, and all illnesses, are covered by all the State Health Benefit Plan options. However, you can use payments from the CI plan in any way you choose: to pay your deductibles, co-insurance, travel costs or other out-of-pocket medical expenses. It's entirely up to you.
