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Retirement Resources Page

Our Retirement Plan has 3 parts: TRS or PSERS, the Fayette Retirement Savings Program (RSP) and Social Security. We encourage everyone to save as much as they can for Retirement - and it is never too late to start!

Start Here!

CLICK PLAY TO WATCH OUR RETIREMENT PLAN OVERVIEW VIDEO. THEN, FOLLOW THE STEPS BELOW TO MAXIMIZE YOUR SAVINGS. 

Fayette Retirement Savings Plan (RSP)

The RSP is where you save to be sure you reach your ultimate retirement goal. The guide below has everything you need to help you determine what YOUR "gap" is! Now, follow the steps below to maximize your RSP.

Get The Complete RSP Guide

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Step 1: Assess Your Risk Tolerance

one of the most important things you do when it comes to investing is to "stay the course." so, everyone needs to invest in a way that reflects their tolerance for risk. Complete the worksheet below to determine your risk tolerance, and have it handy when you speak to one of our plan advisors!
Complete the risk tolerance questionnaire

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Step 2: Pick Your "Bucket."

everyone needs to make sure they pick the best investment "bucket" for them. CLick below to schedule a call with one of our retirement advisorS WHO WILL HELP YOU COMPLETE ENROLLMENT! 
Talk to gerald thrasher Talk to cliff england talk to chase kulczak

A NOTE ABOUT SOCIAL SECURITY...

Social Security is a great benefit - IF you receive it.  If you have worked for public school systems over your career, some or even most, of those years may have been for systems who did not participate in Social Security.  Fayette County Public Schools rejoined Social Security in 2002, but employees at that time had the option to remain outside of Social Security.  

Employees who have not always contributed to Social Security (you or your spouse) would likely see reduced benefits when the time comes to retire.  To learn more about how this may affect your ultimate benefit from Social Security, you may want to click on the links below or simply contact Social Security directly for specific guidance on your actual benefits.

Government Pension Offset: https://www.ssa.gov/pubs/EN-05-10007.pdf

Windfall Elimination Provision: https://www.ssa.gov/pubs/EN-05-10045.pdf 

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Need More Help?


Click any resource below to get more guidance on your retirement at Fayette County Public Schools!

Self Enrollment Guide "Can I afford to Retire" WORKSHEET Making the rsp uniquely yours