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OPEN ENROLLMENT

Open Enrollment for your 2026 benefits begins on October 20, 2025, and ends on November 7, 2025!

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Key Considerations for Open Enrollment

The most common question we hear this time of year is, "If I want to keep everything the same, do I have to do anything?" The short answer is: YES! 

Did you know that Total Rewards (our comprehensive benefits offering) adds tremendous value to your total compensation? For every Fayette County Public Schools employee, it adds close to 50% or more to your pay. So, below are key considerations everyone needs to make during Open Enrollment each year - along with the resources we have created to assist you in making a decision. 

Click  HERE  (coming soon)  to see our Video about the Key Considerations  for 2026!

Click  HERE  to see our Live Open Enrollment Presentation schedule

HOW CAN I HELP YOU?

CLICK TO ASK BETTE!

Should I Change My Health Plan Option?

SHBP rates are rising about 12%. Anthem HMO is roughly $20/mo for single, $50 - ee+ sp, and $67-  family coverage. Thinking about switching to a lower-cost plan? We’ll help you compare options, check wellness credits, and eliminate tobacco surcharge - so you can keep costs as low as possible.

CLICK HERE FOR KEY RESOURCES

MONEY SAVER: Flexible Spending Account

FSAs are a tool to get Uncle Sam to help you bear some of the cost of health care, including your out-of-pocket expenses for dental, vision, and dependent day care for both children and elders.  The limits are much higher for 2026 - $3,100 for a health FSA and $7,500  dependent care FSA (a 50% improvement!).  Check it out to learn more.

CLICK HERE FOR KEY RESOURCES

MONEY SAVER: Review Your Disability Plan

Did you know our Short-Term Disability plan costs less as your Sick Leave balance grows? Earned more days this past year? See how much you could save by adjusting your plan. Plus, we continue your pay for 30 days after a baby—disability covers all types of disability, but its not needed for a typical delivery. Learn more below

CLICK HERE FOR KEY RESOURCES

MONEY SAVER: Cutting Student Loan Debt

Even if you’ve tried our official service provider before, much has changed on the student loan front.  Now is a good time to take a fresh look.  Get a free loan review with GotZoom!  If you have a Federal loan, visit www.gzenroll.com/fayette or call 1-833-468-9666.  You may find a pleasant surprise, and it’s free to find out.

CLICK HERE FOR KEY RESOURCES


WHAT'S NEW:  Vision Plan

This summer, we conducted a competitive bid on our Vision Plan, and we have decided to make a change to EyeMed in 2026.  This change will mean lower rates and improved benefits, and the provider network will improve as well.  Note especially that there are many so-called  Network Plus providers you can choose.  These providers will waive the usual copay on exams, and your allowance for frames and contacts will increase substantially!  Unfortunately, we will lose one of our more popular network providers in the transition – VisionWorks.

CLICK HERE FOR KEY RESOURCES

WHAT'S NEW:

Increased Employer-Paid Life Insurance

FCPS provides all benefit-eligible employees with an employer-paid $15,000 basic life insurance policy.  Be sure to name your beneficiary! Employees still have the option to purchase additional life insurance. Review your coverage to ensure the amount still meets your family’s needs in case of an unforeseen event. 

CLICK HERE FOR KEY RESOURCES

MONEY SAVER: Retirement

Saving for retirement is one of the most important steps you can take for your financial future. By contributing to Fayette's Retirement Savings Plan (RSP), you benefit from convenient payroll deductions, tax advantages, and investment buckets tailored to your needs. And PSERS-eligible employees will receive a new dollar-for-dollar match of up to 3% of pay. Attend one of our OE meetings or schedule a meeting with one of our three local plan advisors to make sure you are taking advantage of this free money!

CLICK HERE FOR KEY RESOURCES

Ready to enroll?

Check out our "How to Enroll" video and How to Login Guide, then click the LOGIN buttons to get started!  

Watch: How to Enroll

How to enroll: EN ESPANOL
How to login guide
LOGIN to the Total rewards benefits portal
LOGIN TO STATE HEALTH
get the 2026 Rate Sheet

fayette county public schools